So there you are, minding your own business, when an older woman approaches you and makes it very clear that she is interested in more than just chatting with you. How she makes this clear is by revealing that, with the drop of a floral dressing gown she would be naked. What do you do? Do you go for it, or do you walk away. If no one would find out what would you do? This may be the question that Shoulda Woulda Coulda is addressing in this song by Beverley Knight. Then again maybe it's undressing not addressing. Either way, decide for yourself. Decisions!